Eppicard New York Customer Service

New York eppicard is the prepaid debit card that the state of New York uses to pay people receiving unemployment benefits from the government. Here is how it works: When you apply for unemployment benefits through the state and are approved, you will be issued a prepaid debit card, which your money will then be transferred into the account. That makes the funds available immediately on the date they are deposited, rather than having a check mailed which has to be deposited in a bank account or cashed – thereby avoiding to spend money on check cashing fees or waiting for a deposited check to clear to have access to the fund. This article looks at customer service for New York Eppicard and how easy it is to reach a live person.

Eppicard New York Customer Service

If you have questions about applying for unemployment benefits in New York, you have to call the state agency in charge. To get help with the NY State eppicard, which is also called the New York Debit MasterCard, call 1-866-461-4093. If you are calling outside the United States, then call 1-801-352-3298, which is a number for collect calls. Here are some of the things you can call customer service about:

1. You can call them to check the balance on your New York Debit MasterCard or get the transaction history for the most recent activity on your account.

2. You can also call customer service to select a pin number for your debit card or change your existing pin number if you think it’s been compromised or you suspect there’s been a suspicious transaction on your account.

3. If you have questions about the card you just received, that’s a reason to call customer support. They can explain all the workings of the card to you, including how it works, where you can use it, how to make purchases online and over the phone, how to do bill pay or pay for things like gas or rental car.

4. If you have a transaction on your New York Eppicard that you do not recognize, call them for help. They will be able to tell you where the transaction took place and also tell you how to file a dispute for the charges you did not authorize.

5. Finally, you can also contact them if your debit card becomes lost or stolen. If you suspect your card has been stolen or illegally used, it’s best to call and get a replacement card with a different number. That way, you are protected against any unauthorized transactions or illegal activity on your card.

There are events that may happen that can impact your ability to use your card. With all the talk in Washington about a government shutdown, you never know. That’s why it is important to keep up to date on what is happening to your unemployment benefits. For example, recent system glitches at the service provider caused a lot of people delays in being able to use their card for purchases. As the video above shows, some people were unable to use their debit cards for purchases because of system issues. If you find yourself unable to use your card, call customer service first to make sure they are not experiencing any issues.

How do you rate Prepaid Cards Customer Service?

Prepaid debit cards have become popular with the public in the last 5 years as banks have pushed them heavily as a form of payment. This is because since the great recession, banks have lost their ability to make easy money on things like exorbitant credit card fees and the likes. But we will look at the customer support these cards provide.

Another area that they used to make easy money – the checking account has been severely restricted, taking away more the crazy overdraft and account charge that were prevalent. Since credit cards and checking accounts used to be great sources of income and fees for banks, they must now look for new sources of making money. The prepaid card market offers them that opportunity.

Prepaid cards are issued by banks under the Visa, MasterCard, Discover and American Express networks.There are two types of these debit cards that are offered. There is the non-reloadable and the reloadable. The non reloadable debit card can be loaded with money one time and once you deplete the funds, you cannot add more money to it. The card becomes worthless.

With the reloadable, as the name itself suggests, you are able to add more money to it once the initial amount you put on it becomes depleted. You can pretty much can continue to reload it until the expiration date that is indicated on the card. That makes it a good alternative to carrying cash.

When it comes to prepaid card customer service issues, it totally depends on the card you have. Mostly, these cards are known to have the worst customer service, as compared to say regular credit cards. There are several reasons for that. First, regular credit cards are more regulated, so the banks cannot get away with cheating customers or ignoring legitimate issues or they risk a class action lawsuit, which have been known to mostly go in favor of the customers. As a result of this potential threat, the banks are more likely to pay more attention to their charge customers.

That is not the case when it comes to prepaids. These are mostly being targeted at the unbanked, senior citizens and low income customers. The customer service support on these prepaids tends to be very low and hard to get hold of. To get a live customer service agent to help you can be a nightmare. Therefore before you buy one of these, make sure that you’ve done your homework to be certain that the support you need when you have questions will be there for you. Otherwise, it’s going to be a nightmare when you have questions that need immediate answer or help. For example these are some of the question you may have that require an urgent response from a live person:

  • How to check your balance
  • How to find ATMs
  • How to use the card to get cash back
  • Whether you can use it to get cash back
  • Fees and Charges you may incur abroad
  • Whether there are any monthly service fees and charges
  • Whether there are any dormancy fees if you don’t use it for a period of time.

These are all important to know customer support issues to know.

Get Live Customer Service Person for Equifax

According to Federal Law, each adult in the United States is entitled to a free credit report from each of the three major credit reporting agencies – Equifax, Transunion and Experian. However, trying to find information on how to talk to a live customer service person at one of the credit agencies can be quite a hassle. We are here to help. If you want your free credit report and want to speak to a human, here is the information you need:

The Live Customer Support information for the three major national credit bureaus are:

As you can see, we have also included information about their fraud hotline, just incase you need to clear up information on your report or you are a victim of either identity theft or misreported information. Note that the free annual credit report does not come with the credit score, so if you need your score in addition to the credit report, then you need to pay extra for that.

Also, if you want to reach a Equifax Customer Service and Live Person, call the toll free number provided above and follow the auto attendant. You will probably be asked personal identifier questions to establish that you are who you say you are. This includes your name, social security number, address, and some information on your credit report that only you will know. Once you have been properly identified, you will then be able to request a copy of your free credit report mailed to you.

Even if you do not think your credit report has any issues or you have no need for the credit report at the moment, you should take advantage of the free annual credit report because it is something you are entitled to under federal law. Also, it helps you have another look at your report from all three agencies, making sure everything that is being reported is correct. And if there are any issues or misreporting, it is better to address it now than to find out when you are in the market for a big purchase that requires your credit report – like an auto loan, student loan or even a mortgage. That is not the time to be worrying about mistakes on your report or trying to clean up your credit report.